Many will agree that 2016 was a tough year. As a way of preparing for 2017, most people are probably doing the same thing they do every year – set New Year’s resolutions. What many people don’t realize is that according to a University of Scranton study, only 8% of people achieve their New Year’s goals. With…
My Site Needs a Makeover I’m getting tired of seeing all the gray and white. Sadly, I have no time to work on a new layout. *sigh* My Wardrobe Needs a Makeover You have no idea.. I recycle the same outfits to work every week. Some days, I look like…
I’m sure many of you reading this have had those moments where you sit down and think about where you are financially. Maybe that moment came for you while you were trying to pay for a meal with your debit card, and was told that it was declined. Or maybe…